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Can €100 a month become a million?

Can €100 a month become a million?

For most investors, that’s unrealistic.

But when you’re investing for your kids, it’s very possible.

Let’s say you start investing €100/month when your child is born.

You earn a modest 7% per year, well below the long-term stock market average.

By age 18, your child will have 42 thousand euros. 

Not a million, but a strong start.

Now imagine your child just keeps the money invested.

No extra contributions. They just let it grow.

By the time they’re 40, they will have 187 thousand.

That’s a solid nest egg. 

Even after adjusting for inflation, that should be enough to buy an apartment or start a business.

And if they keep the money invested until retirement?

Boom. They’ve got 1 million euros. 

(Or a lot more if stocks earn more than 7% per year).

Enough for many years of a comfortable retirement, all because you invested €100/month for 18 years. 

Now, realistically, your kids will probably not wait until retirement.

They might use the money to buy an apartment, fund a business, or something else.

But the point is, you can dramatically change their financial future with a relatively small effort today.


I help busy Europeans become confident passive investors through a practical, step-by-step training program called The Index Masterclass.

Click here to access my free training for European investors.

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